The best money making apps 2022

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11. Mistplay

Our rating:4/5iOS rating:Android app onlyGoogle Play rating:3.9/5 with 315,663 reviewsAvailability:United States, Canada, United Kingdom, Germany, France, Denmark, Norway, Sweden, Finland, Australia, New Zealand, Singapore, Korea, Italy and Spain

Branded as “the loyalty program for gamers,” Mistplay is a free gaming app that rewards you with points for playing games on your Android smartphone (an iOS version is in development). In some cases, you’re required to provide Mistplay with feedback on the game itself; in others, you have to reach certain in-game milestones (like leveling up).

Your points can be redeemed for gift cards to major retailers like Amazon, Starbucks and the Nintendo store.

Minimum withdrawal: 1,500 points, which is roughly equal to $5 in value.

Download Mistplay.

#12. Blackout Bingo

Our rating:2.5/5Learn more:Blackout Bingo reviewiOS rating:4.5/5 with 84,423 reviewsGalaxy store rating:4.5/5 with 8,761 reviews (only available for Android phones in the Galaxy store)Availability:United States only (not available in AR, CT, DE, IN, LA, ME, and SD)

Blackout Bingo is a competitive bingo game where you can play against other users. The game rewards users who pay attention, as we write in our review:

“The closer you pay attention to the numbers that are on your card (and which numbers you need in order to get a bingo), the better bonus ball selection you can make. When you select the right bonus ball numbers, you achieve more bingos, which in turn increases your point total for that game — making it more likely that you will win.”

If you truly love Bingo, you can play for free and earn “Zs,” the game’s official currency. Zs can be exchanged for gift cards or merchandise, but we calculated that it would take about five hours of play just to earn a single physical sticker. 

To win cash prizes, you have to pay a minimum entry fee of 60 cents to enter games with prize pools between $1 and $755. 

Download Blackout Bingo.

#13. Solitaire Cube

Our rating:2.5/5Learn more:Solitaire Cube reviewiOS rating:4.6/5 with 89,619 reviewsGalaxy store rating:4.5/5 with 7,159 reviews (only available for Android phones in the Galaxy store)Availability:United States only (not available in AR, CT, DE, IN, LA, ME, and SD)

Solitaire Cube is built on the Skillz tournament platform, which Blackout Bingo (mentioned above) also runs on. 

The two games share many of the same characteristics:

• You can play for free to earn gift cards and merchandise (although this will take an extremely long time).

• You’ll need to pay to play for the opportunity to win cash prizes.

• Entry fees start at 60 cents.

There is skill required to win, as the sooner you finish the more points you’ll stack up. Also, if you cycle through the deck more than three times, you’ll lose points. 

The maximum cash prize is $210. 

Download Solitaire Cube.

Passive Income Apps

These passive income apps allow you to earn money effortlessly after signing up. 

#14. Nielsen Computer And Mobile Panel

Our rating:3.8/5Learn more:Nielsen Computer and Mobile Panel reviewiOS rating:3.0/5 with ‎92 reviewsGoogle Play rating:3.3/5 with 9,025 reviewsAvailability:United States only

You’ve likely heard of Nielsen, as they’re one of the largest research companies around and very well-known for publishing TV viewership ratings. But Nielsen has also published a lot of research around smartphone usage, which is based on data they collect from the Nielsen Computer and Mobile Panel app.

The app sits in the background of your phone while Nielsen analyzes how you use your device. All data gathered by Nielsen is anonymous. Based on their published insights, what they analyze is how much time people are spending on their phones and the types of activities (browsing the web, watching videos, etc.). You can learn more about how it works in our NCMP review.

You’re entered into a $10,000 monthly sweepstakes and have the ability to earn up to $50 per year in gift cards or PayPal cash if you keep the app installed for a full 12-month cycle.

Download the Nielsen Computer and Mobile Panel app.

#15. Capital One Shopping

Our rating:4.8/5Learn more:Capital One Shopping reviewiOS rating:4.8/5 with 58,885 reviewsGoogle Play rating:4.6/5 with 5,272 reviewsAvailability:United States only

Capital One Shopping is a free app (you don’t need a Capital One card or account to use it) with a unique feature called Price Protection that allows you to get refunds for price drops on items you’ve already purchased. 

The app connects to your email inbox to track your purchases. Capital One Shopping will help you file a claim if a price drop is found, and then deposit the difference into your account.

Beyond Price Protection, the Capital One Shopping app allows you to earn rewards when shopping online, automatically applies coupon codes, and compares prices for the same products among other retailers. 

Plus, when shopping in-store, you’re able to scan barcodes to look for online deals for that product. 

Download Capital One Shopping

Investing Apps

When we think of money making apps, it’s all about turning minimal time, effort and resources into cash — all through your smartphone.

A select few investment apps fall into this category, in that you can earn money without investing a lot of time or cash. This may include being paid a lucrative sign-up bonus, getting free shares of stock, or having the ability to automatically invest your spare change.

#16. Public

Our rating:4.3/5Learn more:Public reviewiOS rating:4.7/5 with ‎60,202 reviewsGoogle Play rating:4.3/5 with 44,591 reviewsAvailability:United States onlyPromotion:Free stock worth up to $300

Public is one of our favorite apps for investing in individual shares of stock. What stands out about Public is its simplicity: the app offers a very clean and user-friendly experience, and forgoes more advanced features, like options and futures trading, that aren’t necessary for beginning investors.

They also have a generous sign-up bonus, giving you free stock worth up to $300 in value simply for opening an account — no deposit is required.

Visit Public.

#17. Fundrise

Our rating:4.4/5Learn more:Fundrise reviewiOS rating:4.8/5 with 24,554 reviewsGoogle Play rating4.6/5 with 2,095 reviewsAvailability:United States onlyPromotion$10 in free shares after investing $10

What stands out about Fundrise is that it allows you to invest in commercial real estate projects for as little as $10. You then earn passive income from quarterly dividends, as well as investment income once a property is sold.

Visit Fundrise.

#18. Acorns

Our rating:4.1/5 Learn more: NerdWallet’s Acorns reviewiOS rating:4.7/5 with 835,392 reviewsGoogle Play rating:4.6/5 with ‎237,688 reviewsAvailability:United States only

Acorns is a mobile app that allows you to automate your investing. It does this in a couple of different ways:

• By investing your spare change. One of Acorns’ main features is called Round Ups. Say you make a purchase for $17.20 (at any store). Acorns will then set aside 80 cents from your checking account and automatically invest that money into a mutual fund. It’s a way of helping you save, while also building up an investment portfolio a little bit at a time.

• Acorns Earn. Acorns has also partnered with hundreds of retailers to allow you to earn money any time you shop at a specific store. For example, say you spend $100 at Walmart. Acorns calculates a percentage of that $100 (which can be up to 10% for some retailers) and adds it to your investment account. This isn’t a “round up” — it’s free money.

You can build up a nice portfolio just by using Acorns Earn and investing your spare change. Eventually, that portfolio could go toward your retirement or earn you a nice side income.

Visit Acorns.

Gig & Sharing Economy Apps 

The gig and sharing economy has opened up dozens of legit earning opportunities that you can leverage with your smartphone, including on-demand delivery jobs, odd jobs and more.

#19. Neighbor

Our rating:4.4/5Learn more:Neighbor reviewiOS rating:4.6/5 with 2,656 reviewsGoogle Play rating:4.4/5 with 1,953 reviewsAvailabilityUnited States only

Neighbor is an app that allows you to get paid for renting unused space in your home. This could be an extra garage spot, driveway space, shed, attic or basement.

While there is some work involved upfront — such as listing your space and connecting with clients — once the storage is set up, there’s very little work required on your part.

Download Neighbor.

#20. DoorDash

Our rating:4/5iOS Rating:4.7/5 with 1,824,047 reviewsGoogle Play rating:2.7/5 with 138,606 reviewsAvailability:United States, Canada, Australia and Japan

DoorDash allows you to earn extra money by delivering restaurant take-out orders. You’ll need a car, bicycle or scooter, a driver’s license, and valid insurance to become a Dasher.

With DoorDash, you have the flexibility to schedule your shifts ahead of time or use DashNow, a feature only available during peak hours where no pre-scheduling is required. 

That means you’ll have less scheduling flexibility than with UberEats (see below), but it also means you’ll usually have a more consistent flow of orders (because there are fewer drivers working at any given moment).

Download DoorDash.